As Virginians prepare for the upcoming spring downpours and hurricane season, state officials are urging residents to assess their flood risk and consider flood insurance during Virginia Flood Safety Awareness Week, which runs March 9-15.

Flooding, the most common and costly natural disaster in Virginia, impacts thousands of residents and businesses annually. While many associate flooding with coastal areas, the reality is the threat extends throughout the state. Last year, Southwest Virginia was hit by the remnants of Hurricane Helene, and severe rainstorms in February caused widespread damage, underscoring the importance of being prepared no matter where you live.

“Flooding can happen anywhere, whether you live along the coast, near a river or even in cities after a heavy rainfall, and at any time, as evidenced by widespread flooding in Southwest Virginia this February,” said Matthew Wells, director of the Department of Conservation and Recreation. “Understanding your flood risk and taking action – including securing flood insurance and taking steps to protect your home – can make a difference when it comes to protecting lives and property.”

The DCR’s Floodplain Management Division is leading the state’s efforts to reduce flood risk, offering technical assistance, planning and public outreach. It also coordinates the National Flood Insurance Program in Virginia. One of the key resources is the Virginia

Flood Risk Information System, which has been updated to provide a more user-friendly interface. By entering an address, Virginians can access information about their flood risk, including an expert view that provides more detailed data for specialized users.

Despite the widespread threat, only 3% of Virginians carry flood insurance, according to the National Flood Insurance Program.

“Many Virginians don’t realize that standard homeowners’ and renters’ insurance policies don’t cover flooding,” said Angela Davis, DCR division director of floodplain management. “Flood Awareness Week is an excellent opportunity for residents to learn about the importance of flood insurance and other mitigation strategies that can help prevent future disasters.”

According to the DCR, additional measures that citizens can take to reduce potential damage include storing important documents in waterproof containers, caulking windows and doors, labeling propane tanks with names and addresses and opting for waterproof flooring in flood-prone areas.