Gerald W. S. Carter of Harrell & Chambliss LLP law firm, far left, spoke with members of the Metro Richmond National Alumni Association for Spelman College on Saturday, Feb. 10 at Fifth Baptist Church, 1415 W. Cary St. Mr. Carter, who specializes in estate planning, business taxes and municipal finance and real estate taxes, discussed the importance of estate planning regarding wills, medical directives, powers of attorney and trusts.